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Student Insurance

Why Do I Need Health Insurance?

Michigan Tech requires all international and graduate students hold comprehensive health insurance. Unexpected health care expenses such as those associated with unexpected illness, accidents, or mental health can destabilize a student’s financial situation and derail his/her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance. U.S. citizens are required by law to hold health insurance.

Benefit Services facilitates the Michigan Tech student health insurance plan and processes insurance waiver requests for all students.

For graduate and international students, the insurance requirement must be met before tuition can be paid.

Frequently Asked Questions

1

How Can I Enroll/What Are The Policy Details?

2

I Already Have My Own Health Insurance, How Can I Waive The Requirement?

If your plan is a comprehensive health plan that meets coverage requirements of the university and is accepted in the U.S., you do not need to purchase the policy through the university. Complete one of the following forms and submit it to the Student Insurance Office for processing.

Graduate Students and International Students:
You must waive your coverage online through the Consolidated Health Plans (CHP) website at https://www.studentinsurance.com/Schools/?Id=1062

Waiver Requirements

J1 Scholars:
J1 Waiver Request and Comparability Worksheet

3

Why does Michigan Tech require health insurance?

Michigan Tech requires all international and graduate students hold comprehensive health insurance. Unexpected health care expenses such as those associated with unexpected illness, accidents, or mental health can destabilize a student’s financial situation and derail his/her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance. U.S. citizens are required by law to hold health insurance.